TERMS OF SERVICE

Effective Date: May 13, 2026

These Terms of Service govern your access to and use of the website, products, programs, coaching services, workshops, webinars, courses, materials, communities, communications, and other services offered by Cama Collective LLC, doing business as Dating For Marriage, including Matt Cama and Kelley Cama.

In these Terms, “Company,” “we,” “us,” and “our” refer to Cama Collective LLC. “You” and “your” refer to any website visitor, subscriber, applicant, purchaser, client, customer, or user of our services.

By accessing our website, registering for a webinar, applying for a program, purchasing a product or service, joining a coaching program, participating in a workshop, or otherwise using our services, you agree to these Terms. If you do not agree, do not use our website or services.

1. Eligibility

You must be at least 18 years old to use our website, purchase our products or services, participate in our programs, or communicate with us about our services. By using our website or services, you represent that you are at least 18 years old and legally able to enter into these Terms.

2. Our Services

Cama Collective LLC provides relationship education, dating coaching, marriage-focused coaching, personal development content, webinars, workshops, courses, digital resources, and related services under the Dating For Marriage brand.

Our services may include live coaching calls, group coaching, private or group support, digital lessons, worksheets, templates, community access, event recordings, messaging support, trainings, workshops, and other educational resources.

The exact features, structure, schedule, duration, access period, and support included in your purchase will be described on the applicable checkout page, sales page, agreement, invoice, order form, or written communication from us.

3. No Therapy, Medical, Legal, Financial, or Professional Advice

Our services are for educational, coaching, and personal development purposes only. We do not provide therapy, mental health treatment, medical advice, legal advice, financial advice, crisis support, or any other licensed professional service.

You are responsible for your own decisions, actions, relationships, health, safety, finances, and results. If you need professional support, you should consult a qualified licensed professional.

If you are experiencing a medical emergency, mental health crisis, abuse, domestic violence, self-harm thoughts, or danger, contact emergency services or a qualified crisis resource immediately.

4. No Guaranteed Results

We do not guarantee that you will get married, enter a relationship, attract a specific type of partner, receive a certain number of dates, improve your relationship status, experience a specific personal transformation, or achieve any particular outcome from using our website, content, coaching, programs, workshops, or services.

Testimonials, case studies, examples, client stories, and marketing materials are provided for illustration only.

They represent individual experiences and do not guarantee that you will have the same or similar results.

Your outcomes depend on many factors, including your choices, effort, consistency, discernment, communication, personal history, circumstances, dating pool, implementation, and factors outside our control.

You understand and agree that you are fully responsible for your own actions, decisions, communications, relationships, and results.

5. Purchases and Payment

When you purchase a product, program, workshop, course, membership, coaching service, or other offering from us, you agree to pay all amounts due according to the terms presented at checkout, on the invoice, in the order form, in the payment plan, or in any written agreement between you and us.

Payments may be processed by third-party providers such as Stripe, Kajabi Payments, Klarna, Affirm, Afterpay, or similar providers.

If you use a third-party financing or buy-now-pay-later provider, you are also subject to that provider’s terms, conditions, fees, approval process, payment schedule, and privacy policy.

You authorize us and our payment providers to charge your selected payment method for all amounts owed, including recurring payments, installment payments, payment plans, late payments, failed payment retries, and any applicable taxes or fees.

6. Payment Plans

If you select a payment plan, you are responsible for completing all payments in full, even if you stop participating, do not use the services, miss calls, fail to complete assignments, change your mind, enter a relationship, decide the program is no longer needed, or otherwise choose not to continue.

A payment plan is not a subscription that can be canceled at will. It is a financing arrangement for the full purchase price of the program or service, unless we state otherwise in writing.

If a payment fails, you agree to promptly update your payment method.

We may pause or terminate access to services, materials, communities, coaching, support, or bonuses until your account is brought current. We may also use lawful collection methods to recover unpaid amounts.

7. No Refunds

All purchases are final and non-refundable, except where required by applicable law or where we expressly state otherwise in a written agreement signed by us.

This no-refund policy applies whether you paid in full, selected a payment plan, used third-party financing, joined a program, attended calls, accessed materials, downloaded resources, watched trainings, changed your mind, decided the services were not a fit, did not participate, did not implement, or did not achieve your desired outcome.

By purchasing, you acknowledge and agree that you are making a commitment to the program or service and that no refunds will be provided unless required by law or agreed to by us in writing.

8. Chargebacks and Payment Disputes

If you believe there is an error with a payment, contact us first at [email protected] so we can review the issue.

You agree not to initiate a chargeback or payment dispute for amounts validly owed under these Terms or any applicable purchase agreement.

If you initiate an improper chargeback, we reserve the right to suspend or terminate your access, dispute the chargeback, recover the amount owed, and seek reimbursement for any related fees, costs, or damages allowed by law.

9. Program Access, Missed Calls, and Participation

You are responsible for attending scheduled calls, participating in the program, watching trainings, completing assignments, using resources, and seeking support during the access period provided.

We are not required to provide extensions, make-up calls, additional coaching, additional access, or extra support if you miss sessions, do not participate, fail to schedule, do not complete the work, or do not use the program during the stated access period.

We may modify program schedules, call times, coaches, curriculum, platform access, bonuses, or delivery methods as needed, provided that the overall nature of the service remains substantially similar.

10. Client Conduct

You agree to participate respectfully, honestly, and responsibly.

You may not harass, abuse, threaten, demean, defame, discriminate against, exploit, or harm our team, coaches, clients, community members, or other participants.

You may not share confidential information from other participants, record calls without permission, distribute private community content, scrape materials, solicit other clients, promote competing offers, spam members, disrupt calls, or use our spaces for inappropriate, illegal, harmful, or unethical purposes.

We reserve the right to remove you from calls, communities, programs, coaching, or services without refund if we determine, in our reasonable discretion, that your behavior is disruptive, unsafe, disrespectful, unethical, illegal, harmful to others, or inconsistent with the purpose of the program.

11. Confidentiality

During programs, workshops, coaching, communities, or group calls, you may receive access to private or personal information shared by other participants.

You agree to keep participant information confidential and not disclose, publish, record, share, or use it outside the program without permission.

We also ask participants to respect your privacy, but we cannot guarantee that other participants will keep information confidential. You are responsible for deciding what you share in group settings.

12. Intellectual Property

All content, materials, trainings, frameworks, methods, videos, audio recordings, worksheets, templates, downloads, slides, copy, designs, branding, logos, program materials, and other intellectual property provided by us are owned by Cama Collective LLC or our licensors and are protected by intellectual property laws.

Your purchase gives you a limited, personal, non-transferable, non-exclusive, revocable license to access and use the materials for your own personal, non-commercial use.

You may not copy, reproduce, share, sell, license, distribute, upload, publish, teach, train others from, create derivative works from, or otherwise exploit our materials without our prior written permission.

13. User Content and Testimonials

If you submit comments, feedback, reviews, testimonials, messages, photos, screenshots, wins, stories, or other content to us, you represent that you have the right to share it.

You grant us permission to use feedback, testimonials, reviews, and success stories for business, marketing, educational, and promotional purposes, subject to applicable law. If we want to use sensitive details, full names, photos, screenshots, or identifying information in a public-facing way, we will seek appropriate permission where required.

We may edit testimonials for clarity, grammar, length, and confidentiality, as long as we do not materially change the meaning.

14. Website Use and Acceptable Use

You agree not to use our website or services for unlawful, harmful, fraudulent, abusive, misleading, infringing, or disruptive purposes. You may not attempt to hack, scrape, overload, reverse engineer, interfere with, copy, or misuse our website, platforms, accounts, materials, systems, or services.

You may not use our content, programs, or materials to create, market, sell, or deliver a competing product or service.

15. Third-Party Platforms and Tools

Our services may rely on third-party platforms, including website hosts, checkout providers, payment processors, financing providers, webinar platforms, CRM systems, email and SMS providers, course platforms, scheduling tools, video platforms, analytics tools, advertising platforms, and community tools.

We are not responsible for outages, errors, data practices, policy changes, fees, approval decisions, account issues, or service interruptions caused by third-party platforms. Your use of third-party platforms may be governed by their own terms and privacy policies.

16. Changes to Services

We may update, modify, replace, suspend, or discontinue parts of our website, programs, content, platforms, features, bonuses, schedules, or services at any time.

We will make reasonable efforts to avoid materially reducing the core value of paid services during an active access period, but we do not guarantee that any specific feature, coach, platform, bonus, call time, or delivery method will always be available.

17. Termination

We may suspend or terminate your access to our website, programs, communities, materials, coaching, or services if you violate these Terms, fail to make payments, misuse our materials, engage in misconduct, create safety concerns, violate confidentiality, infringe our rights, or otherwise act in a way that harms us, our clients, our team, or our business.

Termination does not release you from payment obligations incurred before termination. If we terminate your access for violation of these Terms, you are not entitled to a refund.

18. Disclaimers

Our website, content, programs, materials, and services are provided “as is” and “as available.” We make no warranties or guarantees of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, or reliability.

We do not guarantee that our website, platforms, content, communications, or services will be uninterrupted, error-free, secure, or available at all times.

19. Limitation of Liability

To the fullest extent permitted by law, Cama Collective LLC, Matt Cama, Kelley Cama, and our owners, officers, employees, contractors, coaches, representatives, affiliates, service providers, and partners will not be liable for any indirect, incidental, consequential, special, punitive, exemplary, or similar damages, including lost profits, lost opportunities, emotional distress, relationship outcomes, personal decisions, reputational harm, business interruption, data loss, or other damages arising from or related to your use of our website, content, programs, or services.

To the fullest extent permitted by law, our total liability for any claim arising out of or related to these Terms or our services will not exceed the amount you paid to us for the specific product or service giving rise to the claim during the three months before the claim arose.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

20. Indemnification

You agree to defend, indemnify, and hold harmless Cama Collective LLC, Matt Cama, Kelley Cama, and our owners, officers, employees, contractors, coaches, representatives, affiliates, service providers, and partners from and against any claims, damages, losses, liabilities, costs, expenses, and fees, including reasonable attorneys’ fees, arising out of or related to your violation of these Terms, misuse of our website or services, violation of another person’s rights, violation of law, user content, misconduct, or decisions and actions taken based on our content or services.

21. Dispute Resolution

If a dispute arises, you agree to first contact us at [email protected] and attempt to resolve the issue in good faith before filing any legal claim.

These Terms are governed by the laws of the State of Illinois, without regard to conflict of law principles, except where applicable consumer protection laws require otherwise.

Subject to applicable law, any lawsuit or legal proceeding arising out of or related to these Terms, our website, or our services must be brought in the state or federal courts located in Illinois. You consent to the personal jurisdiction and venue of those courts.

22. Force Majeure

We are not responsible for delays, interruptions, or failures caused by events outside our reasonable control, including natural disasters, illness, emergencies, power outages, internet failures, platform outages, labor disputes, war, terrorism, government action, pandemics, payment processor issues, or other events beyond our control.

23. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the effective date above. Your continued use of our website or services after updated Terms are posted means you accept the updated Terms.

For active paid services, the terms in effect at the time of purchase generally apply to that purchase unless the changes are required by law, relate to new features, are administrative, or do not materially reduce your rights.

24. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.

25. Entire Agreement

These Terms, together with our Privacy Policy and any applicable checkout page, invoice, order form, written agreement, or program-specific terms, make up the entire agreement between you and us regarding your use of our website and services.

26. Contact Us

If you have questions about these Terms, contact us at:

Cama Collective LLC
Email: [email protected]